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You may have had your home loan for years – but is it still the best option for you? A lot can change in a few years. You'd be amazed how much you can save by making a simple switch. Life Sherpa® makes the process easy and can help you reduce your payments so you have more to spend, pay off your loan faster, borrow more to pay off your credit, or pay for that renovation you've always wanted.

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First Home Buyer

Buying a property is a big deal – and it's especially stressful if you're unfamiliar with the process. Life Sherpa® makes the whole experience so much easier and relieves the stress of buying your first home or upsizing to a bigger place.

We'll guide you through the mortgage process from start to finish so you don't get any nasty surprises.

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Whether you're thinking of adding a new kitchen or just a bit of DIY, you'll need money to pay for your renovation projects, no matter how big or small. Life Sherpa® can help turn your dreams into reality.

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Have more money saved to move up and give the kids more space? Life Sherpa® can help you get the loan you need while bridging your finance and deposit bonds, so you can get the house you want.

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Ready to invest? Use the equity in your home to buy an investment property or build a property portfolio. Rent where you want to live and buy where you can afford. Your Life Sherpa® can show you how to do this safely.

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Debt Consolidation

Struggling with how to track all your credit cards debts and other loans? Life Sherpa® can show you how to consolidate them into one loan, so you get to enjoy fewer payments, reduced fees, and be debt-free faster!

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Why Life Sherpa®?

We don’t push products, we provide advice

We don’t push products, we provide advice

This is key - after all, if someone doesn’t understand the ins and outs of your exact situation, how can they know what’s best for you? We take the time to get to know you, and only act in your best interest.

We’re privately owned

We’re privately owned

Life Sherpa® isn’t aligned with any insurance providers - so we're free to look at hundreds of different insurance options, and to recommend the right one specifically for you.

We’re by your side from start to finish

We’re by your side from start to finish

From your initial application, right through to approval and beyond, your Life Sherpa® will guide and support you every step of the way. What's more, we'll be there for you when time comes to claim on your policy.

Cash back when you need it most

Cash back when you need it most

Most providers pay a commission when you take out an insurance policy. Unlike most brokers, we pass any upfront or trailing commissions to you, less our capped fee. After all, it's your bonus, so it should come back to you!

Here’s how it works

Step 01


You’ll have a chat with your Life Sherpa®, who will ask some questions about your life, goals, and current financial situation. They’ll explain the mortgage process, and give you a realistic picture of what you can borrow – and they’ll also let you know if you are eligible for government incentives like the First Home Owners Grant.

Step 02


Your Life Sherpa® will find the right loan for you (selecting from our panel of over 30 lenders). They’ll then help you organise pre-approval (which lasts six months) – this means you can go ahead and bid, or make an offer with confidence.

Step 03


Your offer on a home has been accepted, you’ve paid your deposit, and you’re ready to move ahead. Now, your Life Sherpa® prepares the paperwork to get your loan approved. This typically takes around 6 weeks, during which time they’ll keep you informed every step of the way.

Step 04


When it's time to settle on your home, the lender will prepare the loan documentation for you to sign and return. Your Life Sherpa® will guide you through every step of the settlement process.

Step 05

Enjoy life

Your solicitor arranges settlement, and you get the keys. Now sit back and enjoy! If you’re eligible for a commission cash back, it will be paid into your nominated bank account every month. Happy days!

Any questions?

We’ve answered some of the questions you might have in our FAQs.

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