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There are plenty of banks, brokers and institutions out there, all promising that their home loan, bank product or investment is the ’best’. But how many are offering meaningful advice that’s in your best interests alone?

This is where our team of Life Sherpas comes in. All highly experienced, qualified finance professionals, our Life Sherpas not only give you world-class financial advice – they connect you to the solution or product that is right for you. Our Life Sherpas are available ‘on demand’ so you can access the guidance you need, when you need it most.

And best of all, we’ll only ever receive a transparent capped fee from any commissions, and give you back the rest of any upfront or trailing commissions!

There are five main areas we cover, correlating with the times in life when we tend to make big, important decisions. And don’t worry – you don’t have to pay to be a Life Sherpa® member to access the tools and resources or to get help with insurance or home loans.


Looking to buy your first home? Need cash to renovate or consolidate your debts? Or perhaps it’s time to refinance and you’re not sure what loan is best for you? Our expert advisers can guide you through the entire process, from application to settlement – providing tailored recommendations at every stage.

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Want to secure your family’s future, your home, or your income – but need some advice on policies? Our Life Sherpas can give you all the support you need from your insurance adviser – and since we’re not aligned with any banks, you can rest assured it’s all based on what’s best for you.

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Retirement may seem a long way off – but the decisions you make early on have a huge impact on your future. Our Life Sherpas can assess where your super is currently at, and make sure it’s optimised and on track to secure the retirement you want.

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With decades of experience in finance, our Life Sherpa® advisers can help you navigate the complex, ever-changing world of investment. From advising you on property investments, to explaining the nuances of the stock market, we’re here to ensure your investments really work for you.

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When it comes to being money-savvy, a little education can go a long way — in fact, it can be life-changing. Our expert financial advisors can help you get ahead with your financial goals. If you’d like something a little more self-paced, our Budget Bliss course gives you everything you need to get more life from your money.

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Membership plans

Free Membership


Helps get you started on your journey to financial freedom.

  • Personalised financial wellness report
  • Money personality profile
  • Home loan review and advice
  • Personal insurance review and advice
  • Access to Life Sherpa quizzes, tools and Academy


Pro Membership

Annual plan, paid monthly

Includes your own personal money expert (your Sherpa) for 76% less than the average cost of financial advice.

  • Everything included in the Free plan
  • One-on-One money coaching
  • App to automatically track your expenses
  • Cashback on insurance and home loans
  • Super and Investment ongoing advice after initial portfolio recommendation ($899 each)
Compare plans
Your Sherpa to help you get the advice you need and keep you on track
Spending tracking app to automatically collate and categorise your spending and investments
Personalised coaching and exclusive content via our private Facebook group
Super and investment advice ($899 upfront)
Ongoing portfolio management for your super and investments
Save more on your home loan and insurance with our cash back policy
Insurance review - do you have the right protection in place?
Home loan health check - is your home loan still right for you. Reduce your rate, lower your repayments, pay it off faster, save money
Financial Freedom Factor tool to discover what stands between you and financial freedom and how to get there
Financial wellness report
Money Personality profile to help you understand why you do what you do with money
Library of articles and video
Unique online courses, Workshops and webinars

Ready to get out of debt (without putting your life on hold)?

Coming Soon

Get started for free!