Why is super so important?
When you’re busy working and establishing a career, you may not think much about compulsory super contributions – they may even seem like a bit of a hassle. However, the super fund you choose and the payments you make early on will end up defining your future once you’ve retired. Very few Australians want to rely on a pension – and if you dream of a retirement spent travelling and enjoying life, you’ll definitely need to plan for it.
When should you start thinking about the future?
There is no such thing as ‘too soon’ – the earlier you get a super strategy in place, the better! This is because setting money aside is only half the battle. The way that money is invested is also critical – in fact, about $2 out of every $3 you will spend in retirement will come from investment returns! That’s why we believe that the best superannuation advice is to make your savings work hard and avoid unnecessary fees and taxes.