Thinking super? We'll help you plan for the future you want.
Retirement may seem a long way off – but the decisions you make early on have a huge impact on your future. Our Life Sherpas can assess where your super is currently at and make sure it's optimised and on-track to secure the retirement you want.
Why is super so important?
When you're busy working and building a career, compulsory super contributions may be the farthest from your mind. However, the super fund you choose and the payments you make early on can define your future once you've retired. Very few Australians want to rely on a pension – and if you dream of a retirement spent travelling and enjoying life, you'll definitely need to plan for it.
When should you start thinking about the future?
There is no such thing as ‘too soon' – the earlier you get a super strategy in place, the better! This is because setting money aside is only half the battle. The way that money is invested is also critical – in fact, about $2 out of every $3 you will spend in retirement will come from investment returns! That's why we believe that the best superannuation advice is to make your savings work hard and avoid unnecessary fees and taxes.
How does Life Sherpa® help?
Rather than seeking to make a sale (like your bank or super fund might), we simply provide expert superannuation advice at an affordable fee.
We will work with you to identify the right fund for you, help you go through important features for your circumstances, and tailor an investment package to give you the retirement you want with the money you have.
Why Life Sherpa®?
We don't push products, we provide advice
We don't push products, we provide advice
This is key - after all, if someone doesn't understand the ins and outs of your exact situation, how can they know what's best for you? We take the time to get to know you, and only act in your best interest.
We're privately owned
We're privately owned
Life Sherpa® isn't aligned with any insurance providers – so we're free to look at hundreds of different insurance options, and to recommend the right one specifically for you.
We're by your side from start to finish
We're by your side from start to finish
From your initial application, right through to approval and beyond, your Life Sherpa® will guide and support you every step of the way. What's more, we'll be there for you when time comes to claim on your policy.
Cash back when you need it most
Cash back when you need it most
Most providers pay a commission when you take out an insurance policy. Unlike most brokers, we pass any upfront or trailing commissions to you, less our capped fee. After all, it's your bonus, so it should come back to you!
Here's how it works
Step 01
Consultation
Talk to your Life Sherpa® about your plans, your goals, time horizon, and attitude to risk. From there you can design an investment strategy that's right for you.
Step 02
Recommendations
Your Life Sherpa® will work with you to determine the right structure, provider and investment options, help you achieve the balance between cost, performance and transparency, and will give you an easy to read report with an overview of their recommendations.
Step 03
Application
Your Life Sherpa® then prepares the paperwork to get your funds invested the right way.
Step 04
Keeping you and your super on track
Investing right is just the first step. Your investment need ongoing nurturing, so your Life Sherpa® will keep an eye on it, give you regular updates, adjust for market and product changes and make sure that any changes to your circumstances or goals are considered. The cost of this is usually tax deductible.
Step 05
Enjoy life
Now sit back and relax, knowing your investment is in safe hands and working hard for you.
Get started for free!
