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  1. Information on how to enter forms part of the terms of entry. Entry into the competition is deemed acceptance of these terms and conditions.

  2. The Promoter is LifeSherpa Pty Ltd, (ABN: 12 602 793 368) of Suite 31, 1-7 Hampden Avenue, Cremorne, NSW 2090.

  3. The Competition is a game of skill, and chance plays no part in determining the winners.

  4. Entry is open to residents of Australia only.

  5. Employees of LifeSherpa Pty Ltd, and their immediate families, and associated agencies and companies connected with this competition are not eligible to enter.

  6. The Competition will begin on Wednesday, July 26, 2017 and end at 11:55pm on Wednesday, August 2, 2017.

  7. Winners will be selected at 10:30am Friday, August 4, 2017. The winners will be contacted by the Promoter via Facebook to arrange for delivery of the prize. Delivery of the prize must occur on no later than the 01/09/2017.

  8. To enter Participants must comment on the nominated post published on LifeSherpa’s Facebook page. Comments submitted elsewhere, including on Twitter or Instagram, will not be counted as an entry. The post will include a note alerting readers to the fact that commenting on the post forms their entry to the competition.

  9. Commenting on the post forms an entry to the competition. By commenting on the post, a user thereby accepts the terms and conditions laid out within this document.

  10. Participants warrant that they own the copyright and other intellectual property rights in your entry and have the consent of any individual who is personally identifiable in the entry.

  11. Incomprehensible and incomplete entries will be deemed invalid.

  12. Participants in the competition may only enter once.

  13. The Promoter reserves the right to request winners to provide proof of identity; proof of residency at the nominated prize delivery address and/or proof of entry validity in order to claim a prize. Proof of identification, residency and entry considered suitable for verification is at the discretion of the Promoter. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.

  14. The Promoter reserves the right to verify the validity of entries and to disqualify any entry which, in the opinion of the Promoter, includes objectionable content, profanity, potentially insulting, inflammatory or defamatory statements, disqualify any entrant who tampers with the entry process, who submits an entry that is not in accordance with these terms and conditions of entry or who has, in the opinion of the Promoter, engaged in conduct in entering the promotion which is fraudulent, misleading, deceptive or generally damaging to the goodwill or reputation of the promotion and/or the Promoter. The Promoter reserves the right to disqualify a winner if the Promoter becomes aware that the winner and/or the winner’s entry is of a type described in this clause.

  15. The Promoter accepts no responsibility for any late, lost or misdirected entries including delays in the posting of comments due to technical disruptions, network congestion or for any other reason.

  16. The cost of entering the competition will be dependent on the entrant’s individual Internet Service Provider.

  17. There will be a minimum of one (1) winner and a maximum of forty (40) winners. There will be one (1) winner for every ten (10) eligible Participants. The winners for Australia, will win the following prize:

    1. The prize is one year of free LifeSherpa® membership valued at $15 per month or $180 per year.

  18. In consideration for the Promoter awarding the prize to the winner, the winner hereby permits the winner’s words, as recorded, photographed or filmed during the winner’s participation in the prize to appear in connection with The Promoter or the advertising or marketing thereof, in any media whatsoever throughout the world and the winner will not be entitled to any fee for such use.

  19. In the event that for any reason whatsoever a winner does not take an element of the prize at the time stipulated by the Promoter then that element of the prize will be forfeited by the winner and cash will not be awarded in lieu of that element of the prize.

  20. Each valid entrant will be judged by a panel consisting one or more staff members of LifeSherpa Pty Ltd. The judges will select the winning entries, based on the most creative, informative or useful comment, in the context of the topic and subject matter of the relevant post.

  21. Prizes will only be awarded to the account holder of the Facebook account used to submit an entry.

  22. Should a Participant’s contact details change during the promotional period, it is the Participant's responsibility to notify the Promoter. A request to access or modify any information provided in an entry should be directed to the Promoter.

  23. The Promoter’s decision is final and the promoter will not enter into any correspondence regarding the Competition result or winning entries.

  24. It is a condition of accepting the prize that the winner must comply with all the conditions of use of the prize and the prize supplier’s requirements.

  25. In the case of the intervention of any outside act, agent or event which prevents or significantly hinders the Promoter’s ability to proceed with the competition on the dates and in the manner described in these terms and conditions, including but not limited to vandalism, power failures, tempests, natural disasters, acts of God, civil unrest, strike, war, act of terrorism, the Promoter may in its absolute discretion cancel the competition and recommence it from the start on the same conditions, subject to any applicable Law.

  26. If for any reason this competition is not capable of running as planned, due to any circumstances (such as: infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures or any causes beyond the control of the Promoter) which corrupt or affect the administration, security, fairness or integrity or proper conduct of this promotion, the Promoter reserves the right in its sole discretion to disqualify any individual who tampers with the entry process, take any other action that may be available, or to cancel, terminate, modify or suspend the competition, subject to any Law.

  27. The Promoter shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to indirect or consequential loss) or for any personal injury suffered or sustained in connection with any prize/s except for any liability which cannot be excluded by law. The Promoter is not responsible for any incorrect or inaccurate information, either caused by the Participant or for any of the equipment or programming associated with or utilised in this competition, or for any technical error, or any combination thereof that may occur in the course of the administration of this competition including any omission, interruption, deletion, defect, delay in operation or transmission, communications line or telephone, mobile or satellite network failure, theft or destruction or unauthorised access to or alteration of entries.

  28. The Promoter reserves the right in its sole discretion to disqualify any individual who the Promoter has reason to believe has breached any of these conditions, or engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the promotion. The Promoter’s legal rights to recover damages or other compensation from such an offender are reserved.

  29. The Promoter and their associated agencies and companies assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to, or alteration of entries, and reserves the right to take any action that may be available.

  30. All entries become the property of the Promoter. The Promoter collects personal information about you to enable you to participate in this promotion. Information supplied when logging your comment will be used by the Promoter to contact you in the event your comment is selected as the winning entry. No further use of this information will be made without prior consent.

Life Sherpa®

We believe everyone deserves to live free of money troubles. But life is full of financial decisions, many of which are hugely complicated and lead to stress. Straightforward financial advice from people who solve money problems every day can deliver fast acting financial stress relief. At Life Sherpa®, we believe its unfair that other financial advisors focus mainly on customers with lots of money to invest or with complex affairs who can afford the high fees.

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